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Cent banking activity? Clarification of Answer by hummer-ga on 13 Oct 2004 14:14 PDT Hi regency, "Specifically, how a lender can verify my identity and ability to repay without those documents being faxed." I& 39;m sorry if you misunderstood my answer. Faxless payday lenders will verify your identity, employment, and bank account the same way as other payday lenders - by getting a copy of your paystub and bank statement. Just because the application is faxless doesn& 39;t mean that they don& 39;t have the same requirements. Faxless only means that you won& 39;t have to send a fax as part of your application, but if you want the loan, you *will* have to supply what they need one way or the other. This information (your bank statement and paystub) are not available by any other means - you must authorize access to them. Again, payday lenders are not interested in credit history, they really do not care too much about you or your credit history because the only thing they are doing is giving you a cash advance on your paycheck - your paycheck is your collateral. Even if they did check your credit, they would still need your bank account and paystub - they need these to verify that your pay checks are being deposited into that account, rather than to check up on your credit. "Unlike conventional lenders, payday lenders do not look at a borrower& 39;s monthly expenses or her ability to repay the requested loan." http: www.responsiblelending.org payday faq.cfm Payday Loans No Credit Check & Bank Statement "And if you are concerned about your bad credi
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